Fidelity Bank Plc has released its audited financial results for the half-year ended June 30, 2025, showing strong growth across major performance indicators and reaffirming its position as one of Nigeria’s fastest-growing financial institutions.
According to the results uploaded to the Nigerian Exchange (NGX) on Thursday, 13 November 2025, the bank recorded a 46% surge in Gross Earnings to ₦748.7 billion, compared to ₦512.9 billion in H1 2024.
Interest Income also rose significantly to ₦557.9 billion, up from ₦357.9 billion in the corresponding period of 2024, reflecting increased yield from the bank’s earning assets. Total Deposits grew to ₦7.20 trillion, from ₦6.94 trillion in H1 2024, while Low-Cost Deposits inched up to ₦4.85 trillion, compared to ₦4.83 trillion recorded in H1 2024.
Fidelity Bank continued to expand its digital banking footprint, enhance customer experience, and deepen support for critical sectors of the economy. The bank’s loan portfolio strengthened, with Net Loans and Advances rising to ₦1.69 trillion, up from ₦1.59 trillion in the same period last year, underscoring its increased credit support to both businesses and individuals.
Asset quality remained solid, with non-performing loans maintained within regulatory thresholds. The bank also bolstered its capital position through ongoing capital-raising initiatives aimed at meeting new regulatory requirements and driving future expansion plans.
With a strong liquidity profile and sound governance structure, Fidelity Bank says it is strategically positioned to sustain its growth trajectory.
Fidelity Bank Plc is ranked among Nigeria’s leading financial institutions and serves over 9.1 million customers through its digital platforms, 255 business offices across Nigeria, and its UK subsidiary, FidBank UK Limited.
The bank has continued to earn recognition locally and internationally, including the 2024 Excellence in Digital Transformation & MSME Banking Award (BAFI Awards), Most Innovative Mobile Banking Application (Global Business Outlook), Most Innovative Investment Banking Service Provider (Global Brands Magazine), Best Bank for SMEs in Nigeria (Euromoney Awards for Excellence), and Export Financing Bank of the Year (BAFI Awards).