In September 2025, the cost of living varied significantly across Nigerian states, with some regions proving far more affordable than others.
Nigeria’s headline inflation rate eased to 18.02% during the month, according to the latest Consumer Price Index (CPI) data released by the National Bureau of Statistics (NBS). Several states recorded inflation rates below the national average, reflecting a slower pace of price increases and greater affordability for residents.
Since March, inflation has been on a steady decline nationwide. However, while some states have benefited from this trend, others continue to struggle with elevated living costs.
The affordability ranking for September is based on headline inflation rates, which measure the year-on-year change in the prices of essential goods and services. States with lower inflation rates typically face less pressure on household budgets and enjoy a more stable cost of living.
Below is the list of the 10 most affordable states to live in Nigeria for September 2025.