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12 insurance companies report 43.8% drop in profit to N68.7bn

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AXA Mansard Insurance Plc, and 11 other quoted insurance companies on the Nigerian Exchange Limited (NGX) declared 43.8 per cent drop in profit before tax to N68.7billion in unaudited half year ended June 30, 2025, from N122.22 billion reported in half year ended June 30, 2024.

However, out of these 12 insurance companies, Mutual Benefits Assurance Plc., NEM Insurance Plc and Sovereign Trust Insurance Plc posted an impressive growth in profit before tax.

For instance, Mutual Benefits Assurance  in H1 2025 declared N12.29billion profit, about 287.8 per cent increase over N3.2 billion declared in H1 2024, while  NEM Insurance announced N17.94billion profit before  tax, about 46.8 per cent increase over N12.22 billion posted in H1 2024.

In the period under review, Sovereign Trust Insurance announced N1.5billion profit before tax, representing an increase of 36 per cent from N1.11billion in H1 2024.

WESTERNPOST can report that LASACO Assurance Plc emerged as the only company with the worst performance  in the period under review.

LASACO Assurance declared N518.12 million loss in H1 2025 from N3.47 billion profit before tax  reported in H1 2024. The rising cost pressure, particularly from insurance service expenses and reinsurance costs impacted on  LASACO Assurance  profit generation in H1 2025.

The major players in the insurance sector, AIICO Insurance Plc,  AXA Mansard Insurance Plc, Consolidated Hallmark Holdings, Cornerstone Insurance  Plc, and Coronation Insurance Plc declared decline in profit.

AIICO saw its profit before tax at N12.48 billion in H1 2025, about 13 per cent decline from N14.38billion in H1 2024, while AXA Mansard Insurance announced N7.73billion profit before tax in H1 2025, about 72 per cent drop from N28.57billion posted in H1 2024.

Consolidated Hallmark Holdings       reported N1.76billion profit before tax in H1 2025, a 83.6per cent decline from N10.78billion in H1 2024, as Cornerstone Insurance declared to investing public N6.7billion profit before tax in H1 2025, a drop of 76 per cent from N27.87billion in H1 2024.

In addition,  Coronation Insurance announced N1.53billion profit before tax in H1 2025, a significant drop of 80 per cent from N7.66billion declared in H1 2024.