EXCLUSIVE: RHOA’s Kelli Ferrell Sued Over $26K Bill — But She Says, “Blame the Ex!”
Another day, another Real Housewife dealing with some real-life drama.
Kelli Ferrell, the newest face stirring the pot on The Real Housewives of Atlanta, is now caught up in a messy financial situation — and it’s not just shade, sis, it’s court documents.
According to exclusive info obtained by Media Take Out, Navy Federal Credit Union filed a lawsuit against Kelli, claiming she owes them a total of $26,434.86. That’s right — twenty-six thousand dollars. The docs, filed May 5 in Georgia, state that Kelli has “failed, neglected and refused” to pay back the debt — and the credit union is demanding the full amount plus attorney fees.
Whew.
Where’s the Money, Kelli?
The lawsuit doesn’t sugarcoat it. Navy Federal says they repeatedly demanded payment, and got nothing in return. The complaint makes it clear — they want the bag, and they want it now.
But according to Kelli’s team, this debt isn’t all on her. In fact, her reps say the account in question was actually shared with her ex-husband, Chuvalo Mark Ferrell — and now he’s the one in financial hot water.
“Kelli has not been served with any paperwork from Navy Federal Credit Union,” her rep tells Media Take Out. “This is an account that was shared with her now ex-husband, who is currently in the middle of bankruptcy proceedings. We cannot comment further at this time.”
So let’s break it down: she’s saying this might not even be her debt — and either way, her ex is the one ducking payments while dodging bankruptcy court.
A Housewife and Her Hustle
For those not in the know, Kelli joined The Real Housewives of Atlanta as part of the new cast shake-up. She’s a chef, an entrepreneur, and a lifestyle influencer who’s been growing her brand across Atlanta and beyond.
Fans have praised her fresh energy and no-nonsense approach — but now this credit card-sized scandal might add some unexpected spice to her storyline.
Because let’s be real — no one wants to be splashing out luxury brunches on Bravo while a $26,000 debt is chasing them in the background.
Is This Ex-Husband Trouble or Just Bad Timing?
Kelli’s rep made it clear this all ties back to her divorce — and given that her ex is now going through bankruptcy, the timing couldn’t be worse.
For context: in many states, shared credit accounts mean shared responsibility. If your name is on it, even if your ex ran it up, you might still be liable — unless the court or the creditors say otherwise.
It’s unclear if Kelli will end up having to pay anything at all, but the credit union seems ready to drag this to the courtroom either way. And yes, it’s messy. But what’s Real Housewives without a little legal drama?
What Fans Are Saying
The RHOA fandom has already started buzzing online, with some defending Kelli, saying this is classic “ex-husband energy,” while others are side-eyeing her lifestyle posts.
“You can’t be serving face and filet mignon on IG while dodging $26K,” one Twitter user joked.
“Blame the man — always,” another quipped.
We’re sure this will find its way into a reunion episode sooner rather than later.
So, What’s Next?
As of now, Kelli hasn’t officially been served and no court date has been set. But if Navy Federal gets its way, this could turn into a legal battle with Bravo cameras not far behind.
For now, Kelli’s keeping quiet — and hopefully keeping those receipts.
Because in Atlanta, it’s not just about who’s wearing the crown — it’s about who’s paying the bills.