Whether you’re in Nigeria or overseas, if you use a Nigerian bank account, transactions made on that account will be taxed starting next year. This makes having a Tax Identification Number (TIN) essential for running a business, opening a corporate account, filing taxes, or accessing government services.
In this guide, you’ll learn how to get your TIN number in Nigeria, how to verify or retrieve it, and important things you should know to avoid scams.
What Is a TIN Number in Nigeria?
A TIN (Tax Identification Number) is a unique number issued by the Federal Inland Revenue Service (FIRS) or a State Internal Revenue Service (SIRS) to individuals and businesses for tax purposes.
Your TIN is used to:
- Pay and file taxes
- Register a business with CAC
- Open a corporate bank account
- Apply for government contracts
- Access loans, grants, and investment platforms
One person or business gets only ONE TIN for life.
Who Needs a TIN in Nigeria?
You need a TIN if you are:
- A salary earner
- A freelancer or self-employed individual
- A business owner or company director
- Registering a company with CAC
- Running an NGO or cooperative society
How to Get Your TIN Number in Nigeria
1. Get TIN Online via JTB Portal (Fastest Method)
This is the official and recommended method.
Steps:
- Visit the Joint Tax Board (JTB) TIN Registration Portal
- Select:
- Individual
- Business / Company
- Fill in your details:
- Full name
- Date of birth (for individuals)
- BVN
- Submit the form
- Your TIN will be generated and sent via SMS
Processing time: Few minutes to 24 hours
2. Get TIN at the Nearest FIRS Office
If you prefer physical registration:
Requirements:
- Valid ID (NIN, Voter’s Card, Driver’s Licence)
- Phone number and email address
- CAC documents (for businesses)
Visit any FIRS tax office, request for TIN registration, and your TIN will be issued.
✅ TIN registration is FREE… Do not pay agents or middlemen.
3. Get TIN Through Your Bank
Some Nigerian banks assist customers—especially business account holders—to register for TIN. Ask at your bank’s customer service desk.
How to Verify or Check Your TIN Number in Nigeria
1. Verify TIN Using USSD Code (No Internet Needed)
This is the quickest method.
Dial:
*565*0#
Your TIN will instantly appear on your screen.
✔ Works on MTN, Airtel, Glo & 9mobile
✔ Uses the phone number linked to your TIN
2. Verify TIN Online
You can also verify your TIN through the JTB TIN Verification Portal.
Steps:
- Visit the portal here
- Enter your TIN or registered phone number
- Submit to confirm your details
3. Visit an FIRS Office
If you’ve lost access to your phone number or email, visit any FIRS office with a valid ID to retrieve your TIN.
How to Retrieve a Lost TIN Number
If you forgot your TIN:
- Dial
*565*0#on the registered phone number - Check old emails or SMS from FIRS/JTB
- Visit an FIRS office with your ID
Difference Between Personal TIN and Business TIN
| Type | Who It’s For |
|---|---|
| Personal TIN | Salary earners, freelancers, individuals |
| Business TIN | Registered businesses and companies |
A company must have its own TIN, separate from the owner’s personal TIN.
Important Things to Know About TIN in Nigeria
- TIN is free
- One TIN per person or business
- You don’t need multiple TINs
- Avoid anyone asking you to pay for TIN registration
- TIN is compulsory for registered businesses
Frequently Asked Questions (FAQs)
Is TIN compulsory in Nigeria?
Yes, especially for businesses, companies, and anyone earning taxable income.
Can I have two TIN numbers?
No. Multiple TINs are not allowed.
How long does it take to get a TIN?
From a few minutes to 24 hours when registered online.
Can I get a TIN without CAC?
Yes, individuals can get TIN without CAC. Businesses must have CAC.
Final Thoughts
Getting and verifying your TIN number in Nigeria is now easier than ever. Whether you’re an individual or a business owner, registering early keeps you compliant and avoids future issues with banks, government agencies, and tax authorities.