Infinity Trust Mortgage Bank Plc has released its unaudited 2025 results for the year ending December 31, 2025, reporting a pre-tax profit of N3.02 billion, a significant increase of 75.1% compared to N1.72 billion in the previous year.
The unaudited financial statements highlight strong revenue growth driven by the bank’s mortgage portfolio, strong interest income margin, and strong profitability despite rising operational expenses.
Infinity Trust Mortgage Bank’s gross earnings rose by 50.5% to N6.61 billion in 2025, reflecting robust growth from N4.39 billion in 2024.
This reduction in impairment charges reflects the bank’s efforts to manage its credit risk effectively, despite the growth in its loan portfolio.
Despite the 23% growth in operating expenses, Infinity Trust Mortgage Bank achieved an impressive 95.7% increase in profit after tax, moving from N1.48 billion in 2024 to N2.9 billion in 2025.
This was driven by strong growth in revenue and effective management of core business operations.
Infinity Trust Mortgage Bank’s total assets grew by a substantial 78.3%, rising from N25.15 billion in 2024 to N44.74 billion in 2025.
This growth was driven by a significant increase in loans and advances, particularly in mortgage loans, which surged to N30.6 billion.
The bank’s equity rose to N12.72 billion, a 38.3% increase, reflecting a solid capital base to support future growth.
While Infinity Trust Mortgage Bank’s stock remained flat in 2025, closing at N7.00, the stock has shown a 22% YTD gain in 2026.
Investors may expect the bank to increase its dividend following its solid EPS growth.
Despite the positive performance, Infinity Trust Mortgage Bank’s free float remains a concern, with only 10.86% of its shares available for public trading.
The focus on expanding its mortgage portfolio has resulted in substantial growth in both the bank’s loan book and overall assets, positioning the bank well for continued growth in the coming years.