RHOP Star Wendy Osefo Ordered to Hand Over Finances in Explosive Insurance Fraud Case
Things just got very real for Real Housewives of Potomac star Wendy Osefo and her husband Edward Osefo.
A Carroll County judge ruled Friday that the couple must turn over their financial records to authorities as part of an ongoing criminal case tied to an alleged insurance fraud scheme. And the accusations are serious.
Sixteen Charges, Including Multiple Felonies
According to the Carroll County Sheriff’s Office, Wendy and Eddie Osefo are facing 16 criminal charges, including seven felony counts. Investigators allege the couple provided false and misleading information in connection with an insurance claim tied to a reported burglary at their Finksburg, Maryland home.
Authorities claim the Osefos attempted to defraud insurance companies out of more than $400,000.
The Alleged Burglary at the Center of the Case
Prosecutors say the couple reported that while they were vacationing in Jamaica in 2024, their home was burglarized and roughly $450,000 worth of luxury handbags and jewelry was stolen.
But investigators say the story does not add up.
According to the state, many of the items listed as stolen had actually been returned for refunds before the alleged break in even occurred. Prosecutors accuse the couple of fabricating or exaggerating the loss in order to collect insurance money.
Prosecutors Claim “Excessive Spending” and Heavy Debt
During Friday’s hearing, prosecutors argued that Wendy and Eddie’s financial records are critical to proving motive.
They claim investigators uncovered evidence showing the couple had very little actual cash and were buried under debt. According to court statements, authorities found 67 credit and debit cards spread across four luxury wallets, including a Chanel wallet that had previously been reported stolen.
Prosecutors say the financial records could show a pattern of excessive spending and financial strain that supports the alleged fraud.
Defense Pushes Back Hard
The Osefos’ defense team strongly objected to the subpoenas, calling them an attempt to embarrass the couple rather than seek justice.
Attorney Joseph Murtha described the request for more than eight years of financial records tied to roughly 40 credit and debit cards as a “fishing expedition.” He argued the subpoenas were over broad, superfluous, and an annoyance with no real bearing on the case.
Defense attorneys also claimed many of the cards were expired and said aliases tied to certain accounts were only used for package deliveries, not deception.
Judge Sides With the State
The judge was not persuaded.
During the hearing, the court indicated it was inclined to side with prosecutors, ultimately ruling that the Osefos must turn over the requested financial information. The judge agreed that the records could be relevant to establishing motive and intent.
Trial Set for April 2026
The case is far from over. Wendy and Eddie Osefo are scheduled to go to trial in April 2026, where prosecutors plan to pursue charges including insurance fraud, conspiracy, and making false statements to police.
For now, the reality star and her husband face mounting legal pressure and an uncomfortable spotlight that even Bravo cameras cannot edit away.
This is no reunion drama. This one will play out in a courtroom.